Blog · Storm · 5 min read

Insurance Supplements on NH Roof Claims

· New Hampshire exteriors

The first carrier estimate is often a starting point. Supplements cover work found at tear-off or required by code that was not in the original check.

Common supplement items

  • Additional decking replacement
  • Code-required ice & water width
  • Ridge vent or drip edge upgrades
  • Permit fees when applicable

How it works

We document conditions with photos and line items. You and the carrier decide approval — we do not guarantee supplements will pay.

Keep claim numbers and adjuster contacts handy.

Homeowner tip

Compare the carrier estimate to a full written roof scope. Gaps are where questions belong — before tear-off if possible.

Want a written scope for your home?

Tell us your town and what you are seeing — we reply with clear next steps and an on-site visit when it fits.