Pressure tactics
- "Sign today or the crew leaves town"
- Offers to pay your deductible (often illegal or against policy)
- Blank or vague contracts
- Asks you to sign insurance paperwork you do not understand
What good looks like
- NH license and current COI on request
- Local references or recent jobs nearby
- Written scope with materials and flashing details
- Time to compare quotes without intimidation
Your rights
You choose the contractor. Carriers decide coverage. Nobody should rush you into an assignment of benefits you have not read.
Document damage yourself, call your insurer, then call contractors you can verify.